My name is Dr. Reena Sommer. I am a divorce consultant and coach. I work exclusively with divorcing people, couples and families. I have a lot of experience in this area because that’s ALL I have done for the past 18 years.

During this time, I have witnessed a lot of my clients’ heartache and hardship which for the most part, could have been avoided – if only they had properly informed themselves ahead of time. I can’t tell you how many times I have heard clients say, “I only wish I had known” or “Why hadn’t I come to see you earlier?”

The problem is that for most people who are getting divorced, it is their first and hopefully, only experience.

Good fortune is what happens when opportunity meets with planning.” Thomas Edison

So, you’ve found that special someone to share your life with. Congratulations! Your marriage is certain to succeed, despite the fact that over 50% of marriages fail, right? After all, you love each other and are committed to each other. But just how much do you know about your future spouse’s financial situation? Since almost 90% of divorces have at their roots financial problems, quarrels, and accusations, it’s pretty likely that most of these couples headed into marriage without a complete financial picture of their relationship. Here are 10 questions for you to talk over with your intended spouse so that you can both on the same financial page.

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Too much stress? Get dressed before bed, make breakfast the night before, and work with the little voices … say what?

Ever feel you have too much stress in your life? Most of know there is good stress and bad stress. Good stress challenges us, helps us be productive, creative and leaves us feeling better for having coped.

Some stress isn’t good for us, especially if it lasts for longer periods of time. Most articles I’ve read suggest we have no control over 90 percent of stressors that could impact us. They are probably going to happen whether we like it or not.